Mortgage Loan Officer
Company: Freedom Mortgage
Location: Palm Springs
Posted on: January 11, 2021
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Job Description:
Position Description:SummaryThe Loan Officer is responsible for
making sales of mortgage loan packages though proactively
soliciting and self-sourcing new residential mortgage business to
meet Freedom Mortgage's loan quality and production goals. The Loan
Officer is customarily and regularly conducting sales and engaged
in sales activities in a variety of settings spending more than
one-half of the workday away from any FMC regular place of
business.Essential Job Functions:* Establishes, develops and
maintains positive relationships with existing and potential
customers. Develops, maintains and monitors relationships with
client referral sources such as realtors and brokers, builders,
developers, financial advisors and other potential referral sources
to generate mortgage leads with potential new or existing
customers.* Keeps informed on trends, changes and developments in
the local real estate market.* Keeps up with what competitors are
doing by keeping up-to-date with changing rules, regulations and
guidelines from FHMA, FHLMC, FHA, and VA in addition to other
investors and agencies.* Keeps informed of all origination,
processing, appraisal, underwriting and closing requirements for
both company and investor guidelines pertaining to both governments
insured and privately insured mortgages.* Negotiates price, terms
and conditions with mortgagors.* Responsible for the overall
customer interaction and interface with all parties involved on
each individual loan that is originated from application to closing
including, but not limited to: counseling and prequalifying
potential home buyers; taking complete and accurate applications;
obtaining all necessary support documents along with the
appropriate fees and lock-in information; overseeing the loan
status to all interested parties; and obtaining loan documentation
after closing as directed by corporate or senior management.*
Writes sales reports, plans itineraries and engages in marketing
and promotional activities in support of sales goals.* Stays
current on a variety of different sales techniques though ongoing
individual and company sponsored training including: Ignite Sales
Training for Loan Officers and Product Training.* Maintains a
professional image and standards consistent with company policies
and procedures.* Employee must comply with Company Policies, and
all applicable federal, state and local laws, ordinances, rules,
regulations, guidelines and other requirements pertaining to the
mortgage banking industry, and to the business of Company.Other
Related Duties:Performs other related duties as assigned from time
to time.Supervisory Responsibilities:This job has no supervisory
responsibilities.Qualifications:To perform this job successfully,
an individual must be able to perform each essential function
satisfactorily. The requirements listed below are representative of
the knowledge, skill, and/or ability required. Reasonable
accommodations may be made to enable individuals with disabilities
to perform the essential functions of the job.* Must have a current
and active NMLS in good standing* Must have current and active
State Licensing in good standing* Primary duty is making outside
sales. Employee will be customarily and regularly engaged away from
the employer's place of business. Candidate must have experience in
this area.Education and/or Experience:Bachelor's degree from
four-year College or University; or one to two years related
experience and/or training; or equivalent combination of education
and experience as loan originator.#CBFounded in Mount Laurel, NJ in
1990, Freedom Mortgage has since grown into one of the largest and
fastest-growing privately owned full-service residential lenders in
the USA. Licensed in all 50 states, Washington D.C., Puerto Rico
and the Virgin Islands, Freedom Mortgage has over 5000 employees
nationwide, proudly servicing $225.6 billion, and is still
growing.Our mission is to foster homeownership in America. Freedom
is a leader in VA mortgage lending and is one of the mortgage
industry's largest philanthropic supporters of the USO and military
families through its Team Freedom Cares philanthropic arm.
Locations include suburban Philadelphia and Fishers, IN, two
regions where we were named Top Workplaces. We also have large
operating centers countrywide, including these desirable markets:
Beaverton , OR; Boca Raton, FL; Columbia, MD; Jacksonville, FL;
Melville, NY; Plano, TX; San Dimas, CA; Tempe, AZ; Troy, MI and
Woodbridge, VA.If you seek a sense of community, top training,
opportunity for advancement, a comprehensive benefits package and
reward and recognition program, look no further.Freedom Mortgage
Corporation is an Equal Opportunity Employer committed to workforce
diversity. Qualified applicants will receive consideration without
regard to age, race, color, religion, gender, sexual orientation,
national origin, or their status as a protected veteran or an
individual with disabilities. Local applicants encouraged to apply.
Employment contingent upon successful completion of background
investigation. Smoke-free workplace. Drug-free work environment.
Excellent benefits package including medical, dental, vision and
401(k). All resumes are held in confidence. Only candidates whose
profiles closely match requirements will be contacted during this
search. LENDER NMLS ID:2767 Equal Opportunity Employer-
Minorities/Females/Disabled/Veterans
Keywords: Freedom Mortgage, Palm Springs , Mortgage Loan Officer, Other , Palm Springs, California
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