Relationship Banking Officer - Rancho Bernardo - San Diego, CA

Company: California Bank & Trust
Location: San Diego
Posted on: May 3, 2025

Job Description:

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.------------ As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register . Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards.--- We are looking for a --- Relationship Banking Officer in San Diego, CA . Essential Functions:

• Lender responsible for acquiring, analyzing and maintaining lending client relationships.
  • Provides suitable credit, deposit or other banking services as well as counsel and advice to best meet clients' needs.
    • Analyzes risks and profitability of assigned client base to ensure ongoing profitability and conformity with credit terms.
      • Solicits the sale of additional products and services to best meet clients' needs.
        • Develops and implements marketing plans for expanding business.
          • Negotiates loan terms and conditions.
            • Remains well versed in industrial, economic and financial situations relating to assigned clients.
              • May be assigned specialized industry or market segments. Qualifications:
                • Typically requires a Bachelors degree and 2 years commercial lending and bank sales experience.
                  • Limited use and/or application of basic lending principles, theories, and concepts.
                    • Basic knowledge of bank products and commercial lending techniques and procedures. Benefits:
                      • Medical, Dental and Vision Insurance - START DAY ONE!
                        • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
                          • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
                            • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
                              • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
                                • Mental health benefits including coaching and therapy sessions
                                  • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
                                    • Employee Ambassador preferred banking products This position is eligible to earn a base salary of $135,000 annually depending on job-related factors such as level of experience.

Keywords: California Bank & Trust, Palm Springs , Relationship Banking Officer - Rancho Bernardo - San Diego, CA, Accounting, Auditing , San Diego, California